How a broken down Kombi lead to an investment property and 3 million Velocity Points

The idea of owning a home is a key part in the journey of life so in late 2023 we decided to celebrate and commiserate life's journeys generally with our first ever competition‍Tell us your funniest or weirdest story travel story for the chance to win 3 million Velocity points

The idea of owning a home is a key part in the journey of life so in late 2023 we decided to celebrate and commiserate life's journeys generally with our first ever competition

Tell us your funniest or weirdest story travel story for the chance to win 3 million Velocity points

We got entries from all over Australia, but one stood out above the rest and in early January we were very happy to award Bronwyn and Megan the winners of what will be enough Velocity points to more than make up for their travel (mis)adventures.

Megan & Bronwyn with their adventurous Kombi, now in its prime!

But before we get to their travel story, a little about their home loan story. Living in inner city Sydney, Megan & Bronwyn (Bregs to their friends) had dreams of both having a place to escape and also helping them to build wealth so found a beautiful little house on a decent sized block of land a couple of hours south of the city. A place they could use, a place they could rent out and a place they could improve and add their artistic flair to.

Anita Callaghan, their UNO broker, helped them navigate using their equity and potential rent for the new property to make all the numbers work and provided service in and around their respective work schedules which involved shift work hours. Being able to fit around people’s lives and giving them the tools and service to progress without having to be bound by in-person meetings or ‘office hours’ is a key part of the value of a UNO broker but ultimately Anita’s skills and experience were the key to their success process and outcome when it came to their home loan.

The story that lead them to UNO, getting their home loan via Anita Callaghan and ultimately winning the 3 million points is actually best left to Bregs, so without further ado, their winning entry 

My partner and I shared a dream to rebuild a 1957 Volkswagon Kombi to travel Australia. We lived off baked beans, brown rice and tuna so we had enough money to get our chariot properly decked out. With a new motor, gear box and custom accessories, we were finally off on our big and hard-earned adventure. Down the highway we cruised, us, the open road and classic 80s pop beats.   Less than an hour had passed when the nasally yet melodious voice of Cindy Lauper was rudely interrupted by a CLUNK-CRUNCH-BANG. We had come to a permanent, expensive, premature and grinding halt. Luckily, family hooked us up with a vehicle and some camping gear so all was not lost…yet. Reassuring each other that it would be smooth sailing from here, we headed to the calm and picturesque, Kangaroo Valley. We had planned to arrive much earlier but instead of being greeted by a glowing sunset, we were stuck trying to pitch our tent in the dark with a torrential downpour and gale force winds. The salt in the wound was losing a precious and sentimental earring to the howling tempest. Our reunion of close friends and our moods were dampened as the bad weather persisted and all of us strained our vocal chords trying to make conversation over the rain as it blasted down on the small marquee we huddled under.   Farewelling our friends with hoarse voices and burning throats, we found sunshine in Merimbula. With the good weather finally upon us we grabbed our chairs and rods and went to wet a line. With the sunshine on our faces and the lapping of the water calming our nerves we were convinced that the woes of earlier were certainly behind us. Unfortunately, a gust of wind burst our bubble of tranquillity taking us and our chairs by surprise. We watched on helplessly as our chairs tumbled through the air and saw our phones keys and wallets fly out of the cup holders and into the water.   Our relaxing afternoon (and phones) ruined, we trudged back to camp determined to remain positive and decided tomorrow was a new, albeit possibly frightening day. The adventure continued as did our bad luck. We encountered leaking air mattresses, lost reservations and even a flat tyre. A violent home invasion at the hands of cheeky yet terrifying native animals was the icing on the cake. ‘We will look back on this one day and laugh,’ we said to each other, neither of us convinced.   Rather than tempt fate and continue on to see what else could go wrong, we decide to head home. We made it halfway before a large plume of smoke appeared ahead, taunting us, turning the clear blue sky to a toxic greenish grey. An incident on the road meant we were stuck for over two hours. Exasperated, frustrated and defeated I scrolled through my emails and saw the one about this competition as the road reopened.   ‘Maybe our luck is about to change,’ said my partner. As I turned my head I felt a scratch to my neck. It was my lost earring stuck in my hoodie. "Maybe!" I chuckled.

We love that your travel story came full circle, led you to us and we can’t wait to see where you go with your millions of points. Life truly is an adventure.

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Orange square icon with a black network-like symbol and the words 'Good' in green twice and 'Bad' in red in the bottom right corner on a white background.ANZ logo next to the words 'Possibly' in orange and 'Good' twice in green on a white background.White rectangular shape with rounded, scalloped corners on a transparent background.Logo with blue and purple geometric shield shape on left and three green words 'Good' arranged in a triangular layout on right.A dark blue letter Q with a red and turquoise diagonal arrow inside it, followed by the word 'Possibly' in orange, and the word 'Good' twice in green font on the right side.White rectangular shape with rounded, scalloped corners on a transparent background.Macquarie Bank logo on the left with the word 'Possibly' in orange and 'Good' written twice in green on the right.Suncorp Bank logo with the word Good repeated three times in green text on a white background.Yellow diamond shape with a black folded corner followed by the word 'Good' repeated three times in green text on a white background.

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Samand Sabohian
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Nick was an absolute pleasure to work with from start to finish. From our very first interaction, he demonstrated a high level of professionalism, responsiveness, and genuine care. He took the time to clearly explain each step of the process, ensuring I always felt informed and comfortable with every decision being made What really stood out was his depth of knowledge and attention to detail. No question was ever too small, and he was always available to provide guidance and reassurance whenever needed. His ability to navigate any challenges that arose with ease and confidence made the entire experience feel seamless and stress-free Nick truly goes above and beyond for his clients, and it shows in the quality of his work and the level of service he provides. I felt fully supported throughout the entire journey and couldn’t have asked for a better experience. I would highly recommend his services to anyone looking for someone reliable, knowledgeable, and genuinely invested in achieving the best outcome for their clients
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We couldn’t be happier with the support Nick provided in helping us finalise both our car finance and business loan. He made the entire process seamless and took a lot of the pressure off us. Nick was thorough, proactive, and always one step ahead, ensuring everything was handled efficiently and without delays. He broke things down in a way that was easy to understand and made sure we were comfortable every step of the way. What really stood out was his dedication and commitment to getting things across the line smoothly. It’s rare to find someone who genuinely cares about the outcome as much as he does. Exceptional service from start to finish, highly recommended!!
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April 10, 2026
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We had an outstanding experience working with Nick to settle both our car loans and business loan. From start to finish, he was professional, knowledgeable, and incredibly efficient. Nick took the time to understand our situation, explained everything clearly, and ensured the entire process was smooth and stress-free. His attention to detail and commitment to getting the best outcome for us really stood out. What we appreciated most was his responsiveness and genuine willingness to go above and beyond to make things happen. It’s not often you come across someone so reliable and easy to deal with. Highly recommend Nick to anyone looking for finance solutions, truly a 5-star service!
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April 8, 2026
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Paul was an amazing broker to deal with. He went above and beyond to get the result we were all aiming for. Cant recommend enough.
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Rebecca David
April 2, 2026
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I can’t recommend my mortgage broker Jessica Southerwood and the UNO team highly enough. From start to finish, they made what felt like an overwhelming process so much easier for me. They took the time to truly understand my situation and worked tirelessly to refinance my Investment home loan and consolidate debts into a structure that actually works for me and my family. Not only did they secure us a great rate, but they also gave us clarity, confidence, and a clear path forward with our finances. Their communication was outstanding throughout and always available to answer questions and explain things in a way that made sense. Thanks to their expertise and dedication, I am now in a much stronger financial position and can focus on what matters most for our family. If you’re looking for someone who genuinely cares and delivers results, I wouldn’t hesitate to recommend Jess and the UNO team. Thanks again.
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March 31, 2026
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After owning my property for a few years undertaking substantial house renovations I found myself in a situation where I had run out of cash to finish due to rising building costs at the time. I wanted to refinance to free up equity from my home to ultimately finish my house renovations and give me an extra cash buffer. I honestly thought it would be out of reach for me and the sole home owner and was going to be pretty much impossible. However, Mike Parsons from Uno Home Loans found a way to make it happen. He was incredibly thorough and really took the time to explore every option instead of just going with the obvious ones, which made a huge difference to me in the end. Not only that, he also kept me in the loop the whole way through— always checking in, explaining things clearly, what the next steps would and generally made the whole process feel way less stressful than I expected. Thanks to Mike, I was able to free up equity when I didn’t think it was on the cards at all. This has since allowed me to complete some more home improvements which is not only a great feeling but has added more value to my home and my living situation in general. On top of that it has also provided me the extra comfort of having additional cash to support rising monthly living costs. If you want someone who genuinely cares and will go the extra mile to get you a result, then Mike Parsons is your man! I cannot recommend him enough!
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I have no words for how incredible Nathalie was. She kept me updated every step of the way and worked as hard as anyone could to get me the loan required for my settlement even though my financial record wasn't great. She got the loan sorted incredibly fast, and to be honest, is an absolute angel. I would recommend her hands down to absolutely everyone.
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Georgina Brooks
March 19, 2026
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I wish the 5 star rating was out of 100 because I would’ve given it 100/100 star rating. My husband and I have been clients of Jess for a good 3 years now and Jess has been the absolute best to us. She is so reliable, patient, knowledgeable, approachable and beautiful - the list goes on! She exceeds expectations. She has been through the ups and downs and has helped navigate throughout the way. Most importantly as this is our first home, she has educated us on so much that happens in the buying market. I 10000000% recommend her to be your broker. She is like no other. So thank you Jess for everything you have done for Mitchell and I, you don’t realise how much we appreciate everything you have strived for us.
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I honestly couldn’t recommend Jake de Ruyter more highly! From start to finish, he was absolutely amazing. He made the entire process smooth, stress-free, and easy to understand. His communication was excellent, he was incredibly quick to respond to emails, phone calls, and messages. No matter what we asked, he got back to us straight away and explained everything clearly, which made the whole process feel so much less stressful. Thank you for such an outstanding experience!
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February 26, 2026
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Scott and his team has been absolutely wonderful to work with from start to finish. What could have been a very stressful experience was made so much easier thanks to Scott’s support and dedication. I truly appreciate all the hard work he has put in to help me secure the best outcome possible. I would highly recommend Uno Home Loans to anyone looking for reliable and knowledgeable financial assistance.
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