NZ Citizen Looking to Buy Property in Australia? Meet Paul Davey, Your Sunshine Coast Mortgage Broker

Paul Davey is a Sunshine Coast-based mortgage broker with UNO Home Loans and over 30 years of experience across the financial sector. He specialises in one thing most brokers don't: helping Kiwis navigate the Australian property market and secure the right home loan, wherever in Australia they're looking to buy.

Buying property in Australia as a New Zealand citizen isn't always straightforward — but it's absolutely achievable with the right broker in your corner.

Paul Davey is a Sunshine Coast-based mortgage broker with UNO Home Loans and over 30 years of experience across the financial sector. He specialises in one thing most brokers don't: helping Kiwis navigate the Australian property market and secure the right home loan, wherever in Australia they're looking to buy.

Paul Davey, Sunshine based mortgage broker focused on helping Kiwis buy a home in Australia

Why NZ Citizens Need a Specialist Mortgage Broker

New Zealand citizens hold a unique position in Australia. Thanks to the Special Category Visa (subclass 444), Kiwis living in Australia have access to many of the same rights as permanent residents — including the ability to apply for home loans with major Australian lenders. But the process still has its complexities.

There are key differences in how stamp duty applies depending on your state, whether you're already residing in Australia, and how long you've been here. For example:

  • Queensland offers stamp duty concessions for eligible first home buyers, including Kiwis who meet residency requirements.
  • New South Wales requires buyers to have been residing in Australia for at least 200 days to avoid additional foreign purchaser surcharges.
  • Buying from New Zealand while not yet residing in Australia can trigger a Foreign Acquirer Duty of up to 7% — a cost that catches many people off guard.

Getting this wrong is expensive. Getting it right starts with talking to someone who genuinely knows the rules.

"Paul was amazing from the first phone call — he knew what we needed to know before we had even thought about it. He and his team had us feeling at ease moving from another country, knowing he had us sorted and in good hands."Haylee Hollings, Google Review ⭐⭐⭐⭐⭐

What Paul Davey Brings to the Table

Paul has helped hundreds of New Zealand citizens secure Australian home loans. His deep understanding of the Kiwi-to-Australia buying journey means he knows the questions to ask, the pitfalls to avoid, and how to present your application in the best possible light to lenders.

He can help you with:

  • Home loans for NZ citizens buying their first or next Australian property
  • Using KiwiSaver towards an Australian property purchase (yes, it's possible under certain conditions)
  • First Home Guarantee eligibility — including how NZ citizens may qualify with no Lenders Mortgage Insurance (LMI)
  • Understanding your visa status and how it affects borrowing power and duty obligations
  • Buying from NZ — including what you need to sort before you arrive

"As first-home buyers purchasing in a new country, we were nervous going in, but Paul made the whole experience easy and reassuring. We felt supported every step of the way."Shona Vetenibua, Google Review ⭐⭐⭐⭐⭐

Fellow Kiwis particularly value that Paul just gets it. Chris Whiteman summed it up well: "We chose Paul because, as fellow Kiwis, we wanted someone who truly understood us and how we work — and we're so glad we did. Buying a home in Australia can feel overwhelming, but he made everything feel straightforward and stress-free."

Even Complex Cases? Paul Gets It Done.

It's not just straightforward purchases where Paul delivers. Claire Blackall, whose application was anything but simple, had this to say:

"We worked with Paul on a very complex mortgage application, and we honestly couldn't have asked for a better broker. He was patient, knowledgeable, and relentless in finding solutions when things got complicated."Claire Blackall, Google Review ⭐⭐⭐⭐⭐

Miten Chauhan, another first-home buyer, put it simply: "Paul was extremely knowledgeable and helped make the entire journey of securing a property in Australia a breeze."

As Paul puts it himself: "Whoever you are, I will fight tooth and nail to get you the very best outcome."

Based on the Sunshine Coast, Serving Kiwis Australia-Wide

Paul is based on Queensland's Sunshine Coast and works with clients remotely across Australia and New Zealand. If you're a Kiwi dreaming of a home on the Gold Coast, in Brisbane, Sydney, Melbourne, or anywhere in between, Paul can help you get there.

Ready to Make Your Australian Property Dream a Reality?

Paul has put together a range of in-depth resources specifically for New Zealand citizens exploring the Australian property market:

Or skip straight to the source — view Paul's broker profile and get in touch today.

Paul Davey is a mortgage broker with UNO Home Loans, based on the Sunshine Coast, Queensland. UNO Home Loans is a licensed credit provider. This article is general in nature and does not constitute financial advice.

Chris Whiteman
November 29, 2025
5 stars for our service reviews from clients
We chose Paul as our mortgage broker because, as fellow Kiwis, we wanted someone who truly understood us and how we work - and we’re so glad we did. His communication was exceptional from start to finish, always quick to respond (even to our many questions!) and incredibly clear throughout the entire process. Paul secured our loan super quickly and guided us through each step with confidence and ease. Buying a home in Australia can feel overwhelming, but he made everything feel straight forward and stress-free. We would recommend Paul all day long to anyone looking to purchase a home in Australia, and we will absolutely use him again when the time comes. Thank you, Paul - you’ve been amazing.

Looking for a Sunshine Coast based broker focused on NZ citizens?

Paul Davey can help with

  • navigating the process
  • how and when to use your Kiwisaver
  • Making the most of Australian grants for first home buyers
Book Call Now

April 22, 2026
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Orange square icon with a black network-like symbol and the words 'Good' in green twice and 'Bad' in red in the bottom right corner on a white background.ANZ logo next to the words 'Possibly' in orange and 'Good' twice in green on a white background.White rectangular shape with rounded, scalloped corners on a transparent background.Logo with blue and purple geometric shield shape on left and three green words 'Good' arranged in a triangular layout on right.A dark blue letter Q with a red and turquoise diagonal arrow inside it, followed by the word 'Possibly' in orange, and the word 'Good' twice in green font on the right side.White rectangular shape with rounded, scalloped corners on a transparent background.Macquarie Bank logo on the left with the word 'Possibly' in orange and 'Good' written twice in green on the right.Suncorp Bank logo with the word Good repeated three times in green text on a white background.Yellow diamond shape with a black folded corner followed by the word 'Good' repeated three times in green text on a white background.

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