Unlock Your Dream Home with the QLD First Home Owner Grant

Unlock your dream of homeownership in Queensland with the First Home Owner Grant, offering eligible first-time buyers up to $30,000 towards a new home. Contact a UNO broker today for expert guidance on navigating your application and making your first home a reality!

Are you dreaming of owning your first home in Queensland? The First Home Owner Grant (FHOG) is a fantastic initiative designed to help you turn that dream into reality. With financial assistance of $15,000 or $30,000 towards buying or building a new home, this grant makes homeownership more accessible than ever!

How Much Can You Get?

The amount you can receive from the grant depends on when you signed your contract:

  • $30,000 for contracts signed between 20 November 2023 and 30 June 2025.
  • $15,000 for contracts signed before 20 November 2023.

If you are an owner-builder, the grant amounts are the same, depending on when the foundations of your home are laid.

Am I Eligible?

To qualify for the FHOG, you must meet specific criteria:

  1. Age: You need to be at least 18 years old.
  2. Citizenship: You must be an Australian citizen or a permanent resident. If you’re applying jointly, at least one applicant must meet this requirement.
  3. Previous Home Ownership: Neither you nor your spouse should have owned residential property in Australia since 1 July 2000.
  4. Residential Requirements: You must move into your new home within 1 year and live there continuously for 6 months.

Importantly, your income does not affect your eligibility for the grant.

What Homes Qualify?

The grant applies to new homes valued at less than $750,000. Eligible properties can include:

  • Houses, units, duplexes, or townhouses
  • Homes built on a relative’s land
  • Substantially renovated homes

You must ensure that the home has never been lived in or sold as a place of residence prior to your purchase.

How to Apply

Ready to apply for the First Home Owner Grant? You can submit your application through an approved agent, like a bank or lending institution, for a quicker process. Alternatively, you can apply directly to the Queensland Revenue Office online once you have all necessary documents ready.

Make sure to apply within the following timeframes:

  • Buying a Home: Within 1 year of taking possession.
  • Building a Home: Within 1 year of completion.

Keep in Mind

It’s essential to understand your obligations once the grant is paid. Ensure you meet the residence requirements and notify the Queensland Revenue Office if your circumstances change.

Take the first step towards homeownership today! For personalised guidance and to navigate the application process, contact a UNO broker who can help you every step of the way.

Source: Queensland Revenue Office.

Book Call Now

Janu Dhayanathan

October 31, 2024
Try Plans, by UNO
Mortgage calculators completely reimagined
Get Started
Considering a purchase or refinance?

Try Plans by UNO

Mortgage calculators completely reimagined
Get Started
☎️ 🚫 No cold call promise

Related Articles

TESTIMONIALS

What our customers are saying

Kathryn Cretney
November 14, 2024
Paul helped us from day one before we even arrived in Australia so we knew exactly what we needed to prepare. He’s got a tonne of knowledge and was really lovely and supportive to deal with. Helpful and easy going. Would highly recommend - now in our first Aussie home and Paul made the process all very easy!
Read more
Sean O'Neill
November 14, 2024
We received excellent service and a tailored solution to our home loan requirements from Uno. Paul kept us informed at all milestone stages and throughout the process he demonstrated a ‘can do’ attitude that ultimately allowed us to get over the line and meet our deadline. We’re most grateful and very impressed. Highly recommend
Read more
Crush Huston
November 8, 2024
Paul is an amazing broker. Communicative, responsive and knows his stuff! Highly recommend
Read more
Amanda Pearce
November 7, 2024
After just four months in Australia, our New Zealand home sold, prompting us to stop renting and invest locally. We found Paul through a Kiwi Facebook group, and his exceptional service exceeded our expectations. From initial contact, Paul provided clear explanations, friendly communication, and prompt responses to our queries, making our mortgage process remarkably smooth. We highly recommend him.
Read more
Dom Saric
November 3, 2024
Mike Parsons went above and beyond to ensure that our refinancing journey was painless and successful. He was communicative, accessible (even working while on holidays!), and his knowledge of the systems at play meant that he picked up on things that other brokers missed. Would 100% recommend Mike, and will definitely be back next time we need a broker.
Read more
Ashleigh Breaden
October 31, 2024
Mike Parsons handled our refinance of our home loan with ease and a depth of knowledge that ensured we got the best deal possible for our situation. We didn't have an easy one to solve for with my husband being self employed and we were consolidating finances as well for a car loan. But Mike handled it all for us and once we had provided him with all the documents we literally didn't have to do a thing after that, it was so easy and so quick we are super happy with the experience! Top notch! Highly recommend!!
Read more
Kyle Richards
October 10, 2024
Absolute legend, helped me through the first home buyers scheme, explained everything in a way that made sense, was very knowledgeable and a joy to work with.
Read more
Chloe S
October 8, 2024
Mike Parsons made it possible for us and the in laws to get 2 pretty complicated home loans. He helped us through everything and we'd be happy to use Mike and the team again for anything we needed. Thanks again!
Read more
Sam Rezai
October 2, 2024
I have gone through 6 different mortgage brokers prior to meeting Andrew Wyers. He is the most patient mortgage broker I’ve encountered and also the most knowledgable about the bank’s lending process and products available. It took me 1 year to find a house I was happy with and Andrew was always there to assist with any issues or questions I had; he always return my phone call, even on the weekends or when his away on holidays. The loan process was smooth and I had no complications. The process with Andrew was again nice and easy, he took the time to find and put together the right package that was suited to my situation. I have recommended Andrew to my family & friends and everyone have been grateful and completely satisfied with his service.
Read more
S Wilko
September 23, 2024
I had not dealt with Scott or UNO before finding them on the internet. Even as an Australian citizen living and working overseas, I knew obtaining a loan would be difficult. However, Scott went above and beyond what I expected from a mortgage broker. I genuinely don’t think you could find another company that works as hard as they did to get my home loan approved. I cannot recommend them highly enough. Everyone I dealt with at UNO were extremely professional and helpful. If you are looking for a broker, you would be mad not to give them a go. Thanks to Scott Wilkinson, Dalby Bajwa, Jena Lasquite and Andrew Pacini. Shaun.
Read more
Shan Liao
September 3, 2024
I had an outstanding experience with Tian Liu. He was incredibly professional and attentive, going above and beyond to meet my needs. His expertise and dedication made the entire process smooth and stress-free. Tian's deep knowledge of the market and commitment to finding the best solutions for his clients truly sets him apart. He was always available to answer my questions and provided invaluable guidance throughout. I highly recommend Tian Liu to anyone in need of a reliable and skilled broker!"
Read more
Nathanael Chin
September 3, 2024
Tian Liu provided exceptional service throughout the entire process. His professionalism and keen attention to detail were evident from the start. Tian consistently kept us informed and offered insightful advice that made us feel confident in our decisions. He truly cares about his clients and works tirelessly to ensure the best possible outcome. We couldn't be happier with his assistance and highly recommend Tian to anyone looking for a trustworthy and knowledgeable broker.
Read more