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UNO was built from the ground up as an Online Mortgage broker. We believe that high quality service can be provided without the need for being face to face and the benefits of not having to be face to face are overwhelming for the customer

Yes, uno could help you find a better deal and save money by giving you the power to compare a range of options from major and specialist lenders across Australia.

A recent uno survey found that 77% of mortgage holders view refinancing as a hassle. uno’s platform removes the hassle and lets you search for a better deal on your mobile phone in 10 minutes.

With so many home loan products available, it’s often difficult to choose the best one. While mortgage brokers can help, there are several steps you can take yourself to ensure you get a good product.

Is the Coq au Vin pasture-raised? Just as the ethical food movement drastically changed the way we dine at restaurants, a financial startup is challenging the way Australians think about their super fund.

Our research shows 52% of Australians aren’t confident they’ve found the best home loan deal for them. Could you be paying too much on your mortgage?

There are a lot frustrated buyers out there, overwhelmed by selling agents’ tactics and sick of underquoting. Buyer’s agents exist to help these people.

What is strata, what does it cover, and are they a good investment? These pros and cons will help you make a better decision when investing.

From a 1970’s two-bedder south of Sydney to an enviable family pad in Coffs Harbour, Cath Fowler’s smart property choices have left her mortgage-free at 34. Here’s how she did it.

By calculating depreciation on your investment property, you may be able to claim an income tax deduction and lower your overall tax payment in a financial year.

Saving for the deposit for a new home may be one of the hardest tasks you undertake. You need to save thousands of dollars before you can get a home loan. These tips will help you get there faster.

Robyn Cott had a retirement plan – she would rent out her investment property and pay off her refinanced mortgages quickly while earning two income streams.

Most lenders don’t offer no-deposit home loans anymore – the risk attached to them is too high. However, with some lenders you can still access products with a loan-to-value ratio (LVR) of 95%.

You may have heard of people using the equity they have in their home to fund their investments. Here we’ll look at what equity is and how you can use it.

Why do lenders have to offer comparison rates for their home loans? Let’s untangle the legalities so you understand what a comparison rate is and why you should expect one from your lender.

Understanding small home loan lenders and other types of institutions can help you gain an insight to their benefits and levels of risk. Find out more.

There are a lot of frustrated buyers out there, overwhelmed by selling agents’ tactics and sick of underquoting. Buyer’s agents exist to help these people.

It’s been a year of peaks and troughs for the Australian property market and today’s decision by the RBA to keep rates on hold at 1.50% is borne of a range of factors likely to shape the outcome of 2018.

Forty per cent of Aussie mortgage holders don’t know the interest rate they’re paying on their home loan and are likely to be paying off their mortgage at a much higher rate than they should be.

Lenders mortgage insurance comes to your rescue when you can’t make a large deposit. It can help you to buy your first home faster.

How much a lender will let you borrow varies from bank to bank, but it will broadly depend on your income, living expenses, existing loan repayments as well as a few other variables.

We’d all like more cash to put towards our home loan or house deposit. Here are five money-saving apps to help you save on a day-to-day basis.

The idea of moving to greener pastures and setting up a hobby farm may appeal to you. However, it’s often difficult to finance the venture. You may find that many lenders won’t offer you a standard home loan for your hobby farm.

Like many parents, Christine Freney wanted to help her kids on the path to home ownership. But it’s never been more difficult for young people to secure an affordable home. Find out how UNO helped Christine and her son secure the perfect loan – together.

The Block winners Shannon and Simon Vos know a great deal about homes and renovating but admitted they weren’t so savvy when it came to home loans.

You may have multiple options available to you when looking for a home loan – which can make it difficult to choose the right one.

If you are suffering financial hardship as a result of the coronavirus pandemic you are allowed to withdraw $10,000 before June 30 and another $10,000 between July 1 and September 24 out of your superannuation account to help you through the hard times.

Changing interest rates can come back to hurt you if you have a standard variable rate home loan. A split mortgage offers a middle-ground, but you need to keep a few things in mind before applying for one.

If you’re the sole employee of your own company, you can apply for a low doc home loan. To assess your finances, lenders will ask you to provide your ABN.

When you refinance your home loan, it’s often to get a better interest rate than you have on your current home loan, in order to pay off your mortgage faster like a pro. This will save money in the long term.

We've got the tips and tricks to help you win at auction. Visit our official site and learn more about how to bid at auction.

Buying a foreclosed property is not the same as buying a regular property. These 5 easy tips will help you win at buying properties at low prices.

Buying a first home is a very personal decision, because everyone’s tastes and needs are different.

So the interest-only term on your mortgage is about to end? Let’s look at your options

A changing industry presents opportunities to review the way brokers deliver ongoing value to customers, says UNO CEO Anthony Justice.

UNO Home Loans can help any first home buyer, such as 34-year-old David from NSW, get a loan that suits individual needs. See our mortgage calculator.

With our states in and out of lockdown, and many of us spending more time at home, Aussies have been rushing to 'spring clean' their home loan. Why? Because Aussies are realising that staying just a little more active on their home loan can mean some seriously big savings.

You can invite your partner to share your uno account within the Settings section of your uno dashboard, when you’re logged in.

We provide information to the big question everyone's asking - should I buy or rent? Our pros and cons will help you determine which option is better and cheaper. Win!

“Oftentimes our conveyancer was atrocious with her availability and guiding us as first home owners through the process, so UNO would act in that role.”

Want to know how long refinancing your home will take? Curious to know if you could get it done by the end of 2020? Find out more at the UNO website.

To build your own property, you’ll usually have to apply for a construction loan, which differs to a regular home loan. Most lenders release the money in instalments, relating to each stage of construction.

Will investors continue to slay in 2018 or is it finally the time for first home buyers to capture a piece of the property market?

As the COVID-19 crisis subdues the economy, many people are losing their jobs or having their hours and incomes cut. Fortunately, the government is offering financial assistance to help people through the tough times. Here’s what you need to know.

Most Australians think they’ll own their homes outright by the time they retire, but a new report details how mortgage debt among older Australians blew out by 600% between 1987 and 2015.

Your home loan is likely going to be the biggest debt you have in your life. Getting it repaid quickly frees up your money for other things.

On the face of it buying a property at auction looks simple - the property is sold to the highest bidder. But as many stressed out property buyers will tell you, its more complicated than it looks. If you want to be the successful bidder and secure your ideal home or investment property, you need

Fintech companies are leading the digital revolution. From splitting the bill with friends to buying your first home, fintechs are disrupting traditional models to bring customers a better user experience. Here are six local disruptors to look out for.

The simplest way to minimise interest repayments over the life of your loan is to allocate as much income as you can to your mortgage while resisting the urge to reborrow anything through a redraw facility.

Australian credit history files are maintained by VEDA. On request, VEDA will provide a copy of your credit history to yourself or any third party you authorise.

A bad credit report could prevent you from accessing home loan products. All is not lost though, as there are several things you can do to repair your credit.

You can write a note along side a document to let us know if a document should be removed and we’ll do that for you.

Most lenders won’t let you take a home loan on a display home. Still, you can finance this type of property in several ways.

Working with mortgage brokers offers you access to an array of home loan products and lenders. However, you may be wary of the fees your broker charges. This breakdown will tell you everything you need to know.

With restrictions easing, we are slowly seeing the return of potential buyers attending live auctions and viewings which means there is more competition when it comes to selling your home. test

Lenders may let you borrow money in a different currency, but only under certain conditions. Find out why.

It‘s a question all borrowers ask themselves: How can I get the best possible deal on my home loan?

Embrace the feeling of buying your perfect home when you follow our 5 easy steps. Discover more at our official site.

A number of home loan lenders have announced financial relief packages to assist those affected by COVID-19. We have compiled a list of lenders, contact numbers and links to their websites to help you get in touch quickly and get the support you need.

The COVID-19 crisis hit Jeremy Fleming and his company Stagekings harder and faster than most other businesses.

The RBA’s recent commentary is a sobering bulletin for all property investors

Kit homes aren’t the same as regular new builds. Instead of building from scratch, you construct a kit home using prefabricated parts. However, many lenders are wary of kit homes and may not offer you the home loan product you want.

Are you on a mission to buy property? Well get this in your ears, and turn up the volume - because The Floor Plan is about to make your weekends easier and your finances brighter. Listen for free here.

Could you get a better mortgage deal and save a bunch of money without all the unnecessary hoopla? By refinancing, absolutely.

“All I was doing was servicing my old loan. I didn’t know I was allowed to use the equity to buy other things.”

Andrew Niklaus, who has been deaf since birth, used UNO’s online chat function to find his ideal home loan. This is his story.

Bridging loans allow you to own 2 properties at once – the home you just bought and the home you need to sell to pay for it. Learn how bridging loans work.

Canny sports stars have turned their success into glass, steel and timber. Explore the impressive property portfolios of Australia's sporting stars.

With Australia's average house price ever rising, it may surprise you what $775,000 buys in Australia and around the world. Click to find out.

When it comes to building your own home, what sort of loan do you need? And will it be any more difficult to get than a home loan for a property already built? Let’s find out.

Run down and unloved properties aren't always appealing; but these renovation specials can offer great value. Click and learn how to spot the hidden gems.

Many people don’t think of their homes as an opportunity to make money: they’re satisfied paying off their loans and living in the property. But what happens if you do want to take on a tenant?

The search for that perfect piece of real-estate can be exciting – but also insanely stressful. Even before you start house hunting, there are multiple things to consider.

Yes, we will do our best to help you organise finance to ease the stress in that anxious period between buying and selling a home.

Use UNO’s Stamp Duty Calculator for a guide on stamp duty costs.

FHOG, or the First Home Owner Grant, is a state government initiative developed to assist people in purchasing their first residential property.