Articles

UNO Home Loans can help any first home buyer, such as 34-year-old David from NSW, get a loan that suits individual needs. See our mortgage calculator.

It's an issue confronting growing families – borrow to renovate their home or upgrade to a property that better suits their needs straight away?

While selling your own home may seem overwhelming to some, it can actually be super simple, with websites set up to assist you in the process.

Some loans are better than others, but the difference isn’t always obvious. Learn what makes a good home loan – from competitive rates to mortgage offset accounts, these features make all the difference.

You may think of it as old-fashioned, but adding a granny flat to your property can be a smart source of income under the right circumstances.

Borrowers looking to buy property in Australia’s hottest real estate markets are not likely to see any immediate improvement in home affordability based on an analysis of this week’s Federal Budget.

With so many new rates appearing daily, finding the best rate for your circumstances can be hard work – especially if you’re house hunting at the same time. So, why not let UNO do it for you?

UNO Home Loans has revolutionalised the home loan market. Here's 8 reasons why we can get you a better, smarter deal on your home loan.

Sydney-born Damien has taken his lifelong passion for music and technology and found professional success internationally as the founder and CEO of New York-based Blue Pie Records. But as anyone growing a business knows, things can be tricky financially – and Damien decided it was time to face the music on his home loan.

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Motherhood and Lifestyle blogger and popular influencer Olivia White (House of White) recently tested uno’s loanScore technology to see how her loan compared to others. Needless to say, she found the tool very useful.

The RBA slashed the official cash rate by 25 basis points this week to just 0.75%. You’re probably wondering what this means for you and your home loan.

Nearing the end of a fixed loan term with one of the Big 4 banks, Lee and Danny were wondering if there were better loan options available to them. That’s when they stumbled across uno.

A number of home loan lenders have announced special measures and emergency packages to assist those affected by the ongoing bushfires. We have compiled a list of lenders, contact numbers and links to their websites to help you get in touch quickly and get the support you need.

It’s been a tumultuous year since commissioner Kenneth Hayne handed down his recommendations following the banking royal commission. But what has actually changed over the past 12 months and what impact has the commission had on the industries it explored?

These are stressful times for Australia’s property investors. The popular image of property investors might be of the mega-rich, but the reality is that the majority are mum and dad investors who have worked and saved hard to buy an investment property for their retirement or to leave their children.

A bit of extra money always comes in handy and no more so that right now. If you’re worried about your finances or just want to try to get ahead and build up a bit of a buffer, then you can think about trying to find a second source of income.

Moving out of the city to the coast or the country is a dream for many people. But before you jump in and buy a property in your ideal location, there are a few things you should think about.

Changing your home loan when you move to a new house can present a few problems. It can also be a smart financial move for you. These are the things you need to consider when you move house and change loans.

It’s a question all borrowers ask: How can I get the best deal on my home loan? UNO’s chief financial officer and head of home loans, Jason Azzopardi, shares his home loan hacks with customers looking for the best deal.

Even though mortgage regulators are cracking down on how much banks are lending, chances are they will still extend you too much, writes Nicole Pedersen-McKinnon.

While buying a National Rental Affordability Scheme property comes with tax benefits, it can be difficult to finance the purchase with a home loan.

Owning your own home is a big dream that requires sacrifices. You’ll need to be smarter than ever with your money and pay your home loan on time. To help you, we’ve outlined the 10 steps you need to follow to become a homeowner.

Could it be that you’re feeling a little beaten down by money worries? Financial stress can adversely impact your sleep, self-esteem and your energy levels so rather than spending money, here are our 5 of our favourite tips for financial self care.

Australians are wasting $1.8 billion a year on unused gym memberships and more than double that amount on suboptimal home loans.

When buying your first home, saving for a deposit can be super hard, particularly if you’re paying rent at the same time. Many young couples and singles choose to move back in with their parents for a few months while they save money, but this isn’t an option for everyone.

In breaking news the RBA has announced that the cash rate will remain on hold at the historically low rate of 0.1%

Interest-only home loans are a double-edged sword. On one hand, they allow you to pay less each month. On the other, they don’t dent your loan principal. Here, we look at interest-only loan extensions.

In order to assist first home buyers in cracking the property market, in the 2017–18 Federal Budget the Australian government introduced the The First Home Super Saver (FHSS) scheme.

But did you know that getting a mortgage or refinancing your home could soon be even easier thanks to planned changes in the credit laws? Here is what you need to know.

There are investment property tax benefits in some situations. If you are going to invest, it is important to understand the laws and regulations so you can maximise your returns.

To find out how to avoid over-committing to a huge mortgage, we’ve sourced tips from someone who’s served time on the other side of the fence – in some of Australia’s biggest banks.

Buying and selling a home can be a tedious process. We can help make this process easier by ensuring you know all the costs involved.

You can’t always get the amount of money you want when you apply for a home loan. Your lender takes a lot of things into account when working out your borrowing power.

Along with help for people who have lost their jobs, the government is also paying cash to the self-employed whose incomes have dropped because of the coronavirus crisis.

Can’t be bothered switching? Think it’s too soon to refinance? Delve a little deeper and you’ll realise the potential savings are enormous, writes Nicole Pedersen-McKinnon.

Before you apply for finance, the first thing you should do is to get your personal finances in check.

After plugging a few details into UNO’s loanScore tool, PJ discovered her home loan rate was almost two percentage points higher than others offered on UNO’s panel.

Have you thought about how prepared you are if the economy takes a downward swing? With these tips, you can help recession-proof your home and ensure changing economic fortunes don’t cause problems.

“Side hustles” have long been a way to diversify and compliment your primary income stream and many of us who have felt the financial squeeze of COVID-19 may have looked to side hustles to help make up for sudden short falls in income.

Ask any homeowner how long it took them to fill out their home loan or refinancing applications and, chances are, you’ll get an exasperated "12 hours" as a response – even when the reality is more like two hours.

If you’re paying off more than the minimum repayments on your home loan, you may actually incur break costs fees from your bank. Here’s our guide to understanding and – ideally – minimising what you might need to pay with our break cost calculator.

Australians often call on mortgage brokers to help navigate the complexities of finding the right home loan. As an online mortgage broker, UNO helps buyers and refinancers find the best home loan for their situation. Here are six questions you should ask your mortgage broker so they can find the right deal for you.

Taking out a loan to cover the construction costs of your home can be very complex. There are a few important things you should sort out before applying for a loan.

In these unprecedented times, landlords are facing big changes in the market and many have seen an impact not only on the value of their property, but also on their rental income.

Choosing the right builder can be the difference between a successful renovation and a failed one. Click to see what advice Adam Hobill has for renovators.

With our unique technology, UNO can proactively manage your home loan so you don't have to. Our customers get regular alerts and updates so they can see if they could be getting a better deal.

The self-employed – or gig economy workers – often struggle to get home loans. However, mortgage brokers and lenders say there is no reason why they can’t secure finance.

Living overseas can make getting a home loan more difficult. But all is not lost for expats. Many lenders offer loans to expats as long as they meet certain criteria.

We can help you work out whether your current home loan deal is costing you too much in a moment – but first, here’s how much you could save.

We can help you work out whether your current home loan deal is costing you too much in a moment – but first, here’s how much you could save.

It's never a bad time to look at refinancing your home loan. However, the best time is when interest rates are at all-time lows. Learn about refinancing.

loanScore is a simple way of seeing if the home loan you have at the moment is a good deal or not. We want you to know whether you are getting a good deal based on your circumstances such as the value of your property, the preferences you have for your loan

Financial resilience is top of mind for most of us right now. You may be reviewing your expenses and thinking, how can I reduce my costs?

The home mortgage is moving into the digital age and has been sped up as a result of coronavirus and many borrowers will benefit from this with easier and more convenient loans and more borrowing options.

Read how concreter Ken Smith consolidated his loans and shaved $7000 off his mortgage.

Scott Pape, aka the ‘Barefoot Investor’ recently sent an email to his tribe with the subject line: “The 4 cheapest home loans on the market in June.”

For Aussies, the worst of the coronavirus looks like it might be passing, but its economic repercussions are still being felt, including in the property sector. Here’s what you need to know about investing in property post-coronavirus.

The idea of refinancing your home loan can seem like a major hassle, but the truth of the matter is, sitting on your hands is costing you real money when it comes to your mortgage.

It’s easy to get caught up in the doom and gloom of the COVID-19 crisis. But for those who are looking to save money on their home loan, invest in a property, or even buy their first home – there are good reasons to act now.

In the market for a new home? You probably feel as though you could use all the help you can get. Find out what the best real estate apps are.

Here is our cheat sheet to help you get started on some of those tasks and finally get some of those pesky jobs you’ve been putting off, done — and maybe even help you save a few bucks in the process.

Record numbers of Australian homeowners are rushing to refinance their mortgages to take advantage of steep drops in interest rates over the past few months. In May, a record 21,000 Australian homeowners refinanced $10 billion worth of home loans by moving to different lenders.

Despite battling some serious health issues, Tracy Bell paid off her mortgage with sacrifice, patience and some careful planning. She shares her story with Donna Webeck.

It takes the average household nine years to save a 20% deposit for their first home, making this one of the biggest barriers to homeownership. We explore the recently announced First Home Loan Deposit Scheme and how it can see you moving into your first home faster.

As a first home buyer, you might not be able to get out to open homes and auctions at the moment, but that doesn’t mean you shouldn’t be doing all you can to preserve the home deposit you’ve worked so hard to save.

Yes, you can speak with our support team from 8am to 10pm (AEST) Monday to Friday, and 8am to 8pm on the weekend. Simply call our support line on 133 866 or request a call back.

We may contact you through push notifications, email or phone at important milestones, such as when your loan is approved.

Yes, but only in accordance with our privacy policy, which you can read here.

Simply let us know by calling our support line on 133 866, or through online chat.

We can help if you need an urgent approval. Contact us immediately on 133 866 or through online chat.

Running a small business is difficult enough without having to chase up payments or worry about contract terms. Colin Porter’s CreditorWatch helps business owners improve their cash flow without having to pick up the phone and chase idle contractors.

You can book in a time using our online booking link or email us

While other events this week may have blindsided us (Super Bowl, anyone?), the RBA’s decision to keep rates on hold did not. On top of today’s announcement, here are some other signifiers that might suggest it’s time to check your home loan rate.

FHOG, or the First Home Owner Grant, is a state government initiative developed to assist people in purchasing their first residential property.

Use UNO’s Stamp Duty Calculator for a guide on stamp duty costs.

Yes, we will do our best to help you organise finance to ease the stress in that anxious period between buying and selling a home.

The search for that perfect piece of real-estate can be exciting – but also insanely stressful. Even before you start house hunting, there are multiple things to consider.

Many people don’t think of their homes as an opportunity to make money: they’re satisfied paying off their loans and living in the property. But what happens if you do want to take on a tenant?

Run down and unloved properties aren't always appealing; but these renovation specials can offer great value. Click and learn how to spot the hidden gems.

When it comes to building your own home, what sort of loan do you need? And will it be any more difficult to get than a home loan for a property already built? Let’s find out.

With Australia's average house price ever rising, it may surprise you what $775,000 buys in Australia and around the world. Click to find out.

Canny sports stars have turned their success into glass, steel and timber. Explore the impressive property portfolios of Australia's sporting stars.

Bridging loans allow you to own 2 properties at once – the home you just bought and the home you need to sell to pay for it. Learn how bridging loans work.

Andrew Niklaus, who has been deaf since birth, used UNO’s online chat function to find his ideal home loan. This is his story.

“All I was doing was servicing my old loan. I didn’t know I was allowed to use the equity to buy other things.”

Could you get a better mortgage deal and save a bunch of money without all the unnecessary hoopla? By refinancing, absolutely.

Are you on a mission to buy property? Well get this in your ears, and turn up the volume - because The Floor Plan is about to make your weekends easier and your finances brighter. Listen for free here.

Kit homes aren’t the same as regular new builds. Instead of building from scratch, you construct a kit home using prefabricated parts. However, many lenders are wary of kit homes and may not offer you the home loan product you want.

The RBA’s recent commentary is a sobering bulletin for all property investors

The COVID-19 crisis hit Jeremy Fleming and his company Stagekings harder and faster than most other businesses.

A number of home loan lenders have announced financial relief packages to assist those affected by COVID-19. We have compiled a list of lenders, contact numbers and links to their websites to help you get in touch quickly and get the support you need.

Embrace the feeling of buying your perfect home when you follow our 5 easy steps. Discover more at our official site.

It‘s a question all borrowers ask themselves: How can I get the best possible deal on my home loan?

Lenders may let you borrow money in a different currency, but only under certain conditions. Find out why.

With restrictions easing, we are slowly seeing the return of potential buyers attending live auctions and viewings which means there is more competition when it comes to selling your home. test

Working with mortgage brokers offers you access to an array of home loan products and lenders. However, you may be wary of the fees your broker charges. This breakdown will tell you everything you need to know.